Three programmes for the decade before retirement
Each programme is designed to address a specific stage of pre-retirement thinking, and they can be taken individually or in sequence.
How the programmes are structured
Each Moonport programme follows a weekly module release format. Participants receive new material at the start of each week and complete readings, worked examples, and written exercises at their own pace within that window. Discussion forums open alongside each module release, allowing cohort members to exchange questions and observations with one another and with the programme team.
The written exercises are cumulative — each week's output builds on what came before. By the end of a programme, participants have produced a structured document: a review of their own position, written in their own words, using frameworks provided through the course. That document is the practical output of the programme, not a certificate of attendance.
Pre-Retirement Portfolio Review
A structured four-week course for learners within roughly five to ten years of planned retirement who want to review their accumulated portfolio with a clear framework. The programme addresses how to take an inventory of current holdings, identify concentrations that may have developed without intention, and consider whether the allocation as a whole still reflects a shortening time horizon. One module addresses the particular challenge of positions held for emotional or historical reasons rather than strategic ones.
Withdrawal Strategy Workshop
A six-week programme addressing one of the most consequential and under-taught topics in personal finance: how to draw income from a portfolio across a retirement that may span several decades. The course covers sequence-of-returns risk in plain language — what it is, why the order of returns matters so much in early retirement, and how to think about it when planning withdrawal rates. Modules on MPF integration address how to incorporate Mandatory Provident Fund assets into a coherent drawdown structure alongside other savings. The programme concludes with a module on establishing a regular review rhythm that can be sustained over many years.
Full Pre-Retirement Wealth Programme
A comprehensive ten-week programme for those preparing for retirement in the near future who want a complete, structured review of their financial position. The programme covers all material from the two shorter courses and adds modules on cash-flow modelling across retirement, tax considerations specific to Hong Kong residents with various asset types, and housing and downsizing analysis. The modules are integrated throughout so participants can see how each element affects the others. Each participant receives a final one-to-one review meeting upon completing the programme.
Programme comparison
All three programmes can be taken individually. The full programme combines the content of both shorter courses with additional modules.
| Feature | Portfolio Review | Withdrawal Workshop | Full Programme |
|---|---|---|---|
| Duration | 4 weeks | 6 weeks | 10 weeks |
| Fee (HKD) | 1,780 | 2,680 | 3,280 |
| Portfolio inventory and review | — | ||
| Withdrawal strategy and sequencing | — | ||
| MPF integration | — | ||
| Cash-flow modelling | — | — | |
| HK tax considerations | — | — | |
| Housing and downsizing analysis | — | — | |
| One-to-one review meeting | — | — | |
| Written plan produced |
Shared standards across all programmes
No product distribution
Content is not shaped by distribution economics. What is taught is what is useful to know.
Annual content revision
All material is reviewed before each intake cycle to reflect current MPF rules and Hong Kong conditions.
Data privacy
Participant data is not shared with financial product providers. Administration only.
Small cohorts
Enrolment numbers are capped so discussions are genuine and questions receive real responses.
Written plan output
Each programme produces a document you keep and can update — not a certificate you file.
Hong Kong context
MPF structure, HKD environment, local tax, and property considerations are covered throughout.
Enrolment fees
All fees are in Hong Kong Dollars (HKD) and include all course materials.
- All module materials
- Discussion forum access
- Worked examples download
- Written plan template
- All module materials
- Discussion forum access
- MPF integration guides
- Withdrawal plan template
- All module materials
- Discussion forum access
- HK tax and housing modules
- Complete written plan
- One-to-one review meeting
Not sure which programme fits your situation?
Send us a brief note about where you are in your pre-retirement thinking, and we will suggest which programme is likely to be most useful.
Send an Enquiry